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Frequently Asked Questions

Q: How much down payment will I need.
A: We have programs with no money down, in most cases it is $500.00 to $1000.00.

Q: When can I get my new car?
A: If you apply today you should be able to drive home today.

Q: When will I have to pay my first payment?
A: We can set your payment out for 45 days.

Q: What are the interest rates for my auto loan?
A: Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Our Approval pros will explain these factors, and tell you exactly what your interest rate will be.

Q: How long does the application process take?
A: You will be contacted very promptly by our Approval pros handling your loan request. The approval process is usually within several minutes to a few hours.

Q: Can I get an auto loan even if I have bad credit?
A: Of course! Our lenders lenders look at financing your future not your past.

Q: Will it help if I have a co-signer on the loan?
A: If your co-signer has good credit status, this will definitely help your chances of getting an approval.

Q: Are there any fees associated with your auto loan application?
A: This is an absolutely free service.

Q: What kind of vehicles can I get through your dealerships?
A: We have over 3000 vehicles, both new and used. Sport Utilities, Vans, Trucks, Passenger Cars, Luxury Cars and Sports Cars.

Q: If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
A: Our Dealers offers Protection Plans and Extended Warranties that will cover your vehicle and give you peace of mind.

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